Privacy Policy

Last updated: February 13, 2026

Stud or Dud (“we,” “us,” or “our”) operates the studordud.com website and related services (collectively, the “Service”). This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our Service.

1. Information We Collect

Information You Provide

Information Collected Automatically

2. How We Use Your Information

3. Data Sources for Background Checks

Our Service aggregates information from publicly available sources only, including but not limited to public court records, property records, voter registrations, business filings, and other government records. We do not access private databases, sealed records, or protected health information.

4. FCRA Compliance Disclaimer

Stud or Dud is not a consumer reporting agency as defined by the Fair Credit Reporting Act (“FCRA”). The information provided by our Service is for personal, informational purposes only and may not be used for employment screening, tenant screening, credit decisions, insurance underwriting, or any other purpose regulated by the FCRA. By using our Service, you agree not to use the information for any prohibited purpose.

5. How We Share Your Information

We do not sell your personal information. We may share your information with:

6. Data Security

We implement industry-standard security measures including AES-256 encryption for data at rest, TLS encryption for data in transit, secure session management, and regular security audits. However, no method of electronic transmission or storage is 100% secure, and we cannot guarantee absolute security.

7. Data Retention

We retain your personal information for as long as your account is active or as needed to provide the Service. Waitlist email addresses are retained until you unsubscribe or request deletion. Search results and reports are retained for the duration of your subscription. You may request deletion of your data at any time.

8. Your Rights

Depending on your jurisdiction, you may have the right to:

To exercise any of these rights, contact us at privacy@studordud.com.

9. Children’s Privacy

The Service is not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have collected information from a minor, please contact us immediately.

10. Third-Party Links

The Service may contain links to third-party websites. We are not responsible for the privacy practices of those sites. We encourage you to review their privacy policies before providing any personal information.

11. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of material changes by posting the updated policy on this page and updating the “Last updated” date. Your continued use of the Service after changes are posted constitutes acceptance of the revised policy.

12. Contact Us

If you have questions about this Privacy Policy or our data practices, contact us at:

Stud or Dud
Email: privacy@studordud.com